QUESTION: Emergency situations: what to do if your phone or card is stolen?

The theft of a phone or bank card can ruin even the best vacation if you do not know the emergency action algorithm in advance. The answer for "Emergency situations" suggests using the traveler's golden rule: use the 70-30 rule, where 70 percent of the route and organizational issues are fixed in advance, and 30 percent is left for spontaneity and relaxation.

If your smartphone is stolen, immediately block the SIM card through your mobile operator and use the remote data wipe function via device search services to protect your personal photos, passwords, and banking apps from unauthorized access.

Immediately after that, using any available phone or computer, call your bank to urgently block all stolen or lost cards. Most modern banking apps allow you to do this instantly in a few clicks, but calling the hotline guarantees the cessation of any fraudulent transactions.

Be sure to contact the local police station to record the fact of theft. The resulting report or notification slip will be useful to you not only for the insurance company to receive compensation for the stolen property, but also to restore some digital accesses.

Keep a backup bank card in a place separate from your main wallet, for example, in the hotel room safe. This approach guarantees that even with the complete loss of cash and your main wallet, you will still have financial funds to live on.