[ITEM 5] QUESTION: Personal income tax (NDFL) and deductions: how to apply for a deduction through the tax office personal account?

Submitting a tax declaration through the taxpayer's personal account on the official website of the Federal Tax Service is the fastest and most modern way to return paid personal income tax (NDFL). To successfully complete this procedure, a proven scheme usually works, consisting of five main steps: determining the current point, setting a success metric, choosing tools, setting a deadline, and automating regular actions.

First, determine your current point and the type of deduction you want to receive. This can be a property deduction when buying an apartment, a social deduction for treatment and education, or an investment deduction for an individual investment account. Based on this, you set a success metric — the exact amount of funds that you plan to return to your bank account.

To implement the task, you will need specific tools: a digital signature in the taxpayer's personal account, scans or photos of supporting documents, as well as an income certificate in the form replacing 2-NDFL, which can be downloaded directly from the system or requested from your employer. Set yourself a hard deadline in advance, for example, to submit documents in the first three months of the year following the reporting period.

Automate this process for the future by saving application templates and collecting receipts and certificates throughout the year immediately after making expenses. This will save you from hassle at the end of the reporting period and speed up receiving the money.