QUESTION: Legal check of the property: how to check for encumbrances and arrests?

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Checking a property for encumbrances, arrests, and pledges is a mandatory stage of any real estate transaction. To minimize the risks of buying a problematic apartment, it is necessary to use proven tools and act strictly according to an algorithm that allows identifying all hidden restrictions even before transferring money to the seller.

To do this, it is recommended to perform the following sequential actions:
1. Determine the current point and gather all primary information about the real estate object, including the exact address, cadastral number, and owner's data.
2. Set a clear success metric for the check, which consists of obtaining official confirmations of the absence of debts, court disputes, and pledges.
3. Choose tools for verification, among which state registers, official online services of Rosreestr, and databases of the Federal Bailiffs Service are of key importance.
4. Set a strict deadline for the legal audit so that the seller does not delay the process of providing certificates and additional explanations.
5. Automate regular actions to track the status of the property by requesting up-to-date information immediately before signing the purchase and sale agreement and submitting documents for registration.

Compliance with this regulation allows timely detection of a mortgage by virtue of law, arrests imposed by courts or bailiffs, as well as various types of annuities. If encumbrances are revealed during the verification process, it is necessary to demand their official removal before carrying out the main settlements for the transaction. Ignoring these rules can lead to the buyer acquiring someone else's debts or being left with a mortgaged apartment that cannot be sold or donated.

QUESTION: Legal check of the property: how to check for encumbrances and arrests?

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