QUESTION: Realtor and agent: when do you need a realtor and when can you go without one?

Deciding whether to hire a professional realtor or handle a real estate transaction on your own depends on many factors, including the complexity of the property and your personal experience. Having a qualified agent can save you not only time but also money, though in some straightforward situations you can easily manage on your own. The main thing is to objectively assess your capabilities and potential risks.

A short and practical answer regarding working with a realtor is to start with a clear goal in terms of numbers and timelines. If you are buying or selling a liquid property in the primary market in a straightforward transaction with no encumbrances, the need for an agent disappears. However, when it comes to the secondary market, alternative transactions, government-supported mortgages, or minor property owners, professional help becomes critically important.

The entire process of working with a realtor or preparing on your own should be broken down into clear steps and factored into your budget. At the first stage, the specialist conducts an in-depth legal analysis of the property and checks the history of the owners. At the second stage, the realtor handles marketing, viewings, and tough negotiations with the opposing party. At the third stage, a secure settlement scheme and document submission for registration are organized.

Review your work plan and interaction with the agent once a month or after each major stage of the transaction. This will allow you to adjust your sales or purchase strategy in time if market conditions change. A professional realtor acts not just as an intermediary, but as a guarantor of security who takes on the routine work and protects you from legal traps.